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Home » eye exam » How Best To Use The Vision Insurance Provided By Your Employer

How Best To Use The Vision Insurance Provided By Your Employer

If you're like most people in Raleigh, North Carolina, then you're probably looking for ways to save your hard-earned money for the next eye-exam you go for, as well as when the right time is to buy new contact lenses or eyeglasses.

If you are employed full-time, it is possible that you have Vision Insurance benefits linked to your employment that you don't know about or you may have forgotten. When you don't make use of these benefits, it can result in costing a lot of money every year when it comes to eye-care expenses.

If you are not sure about your Vision Care benefits from your work, be sure to ask your HR department. You might be offered with a way to make better buying decisions when you use your Vision Care benefits on offer from a company like VSP.

What You Need To Know About VSP

VSP Vision Care is one of the biggest Vision Insurance companies in the U.S. According to their website, 1 in 5 Americans are covered with a VSP plan which provides eyewear benefits and vision care.

If you are fortunate enough to have a VSP plan or a similar Vision Benefit plan, like EyeMed, through your work, you can benefit from significant savings in association with buying eyewear and eye care.

Here are a few key steps to use to gain the most out of your VSP plan along with the advantages it offers.

Four Steps To Gain The Most Out Of Your VSP Vision Insurance

  1. Begin Early

When most people discover they actually have VSP Vision Insurance Coverage from their place of work, they often make a mistake in thinking, “I will get around to it when I can.” Avoid waiting! You need to use these benefits quickly during the coverage period, or you might miss out or forget about them closer to the end of the year.

  1. Know About Your Benefits

To achieve the most from your own VSP plan, you need to first understand what benefits your plan has to offer. If you have a VSP plan that you are enrolled in at your work, visit www.vsp.com and then login to access your personal-benefit information as well as obtain a VSP vision card.

If your work does not offer VSP coverage, you can contact VSP Vision Care on (800) 877-7195 or go to the VSP website to choose one of the Individual Plans for yourself and your family.

  1. Schedule An Examination

Keep a record of your VSP vision benefits. Review your list and find out what benefits apply to what you need.

Follow up by contacting an eye practitioner to make sure they are a VSP provider. If they do, book your examination for your yourself or your kids or your spouse. You might prefer to have all these examinations done at the same time, so you can all assist each other in choosing glasses at the end of the exam.

If your eye doctor does not accept VSP vision insurance, then contact VSP in order to find out about providers in your area that accept this insurance.

  1.    Get An Eye Examination Even When You Think Your Eyesight Is Fine

It is just about impossible to really know how bad or good your vision really is, until having your own visual-acuity measured in an eye examination. You should not rely solely on vision screenings. For example, you might pass your vision screening with the Department of Motor Vehicles wit a 20/40 vision, but this score is not really that clear!

Make sure you make use of your VSP benefits when it is still fresh in your mind during the coverage period in order to prevent forgetting about them. Even when your vision is perfect, you should still have comprehensive eye exams every year to test for glaucoma which will not affect your vision until permanent damage has occurred, and it is then too late.

Even the most minor of the vision issues can result in headaches and eyestrain, particularly when you use digital devices like a computer, which also includes your phone. In addition, undetected vision issues are one of the leading causes for poor-performance levels in schools.

Why would you want to take that risk? Eye examinations are painless and quick, don't delay and book your appointment today!